Home Improvement Program

Loan Program

The City provides low interest (0 to 3%) deferred payment loans to seniors, persons with a disability and families of low and moderate income who own and occupy their homes and need financial assistance to make repairs and improvements. Applicants my not own any property (residential and/or commercial) other than their principal place of residence. The loan is secured by the Deed of Trust and payment is deferred until the sale, transfer of ownership, refinancing of the home, or 30 years from the date shown on the signed Deed of Trust and Promissory Note. Interest is calculated at 0% for senior citizens (62 years and older) and handicapped/disabled citizens and 3% simple interest rate for all others based on the principal owed.

These loans may be used for both exterior and interior property improvements. All improvements must be approved by the City of Rosemead's Community Development Department prior to the work being done. All improvements must be done by a contractor who is properly licensed through the State of California and the City of Rosemead.

Grants Program

Grants are available to senior citizens (62 years or older) and disabled citizens for up to $15,000, at no cost to the homeowner, for repairs related to interior and exterior code deficiencies and general home improvements.

Emergency Grant Program

Emergency grants are available to all eligible income qualified applicants (62 years or older). The maximum emergency grant is $2,000 for corrections to emergency code deficiencies that constitute an immediate health-safety issue. Owner occupants are eligible for one (1) emergency grant.

Rebate Program

Rebates are available to income eligible homeowners, for correction of code deficiencies and general home improvements to the exterior of the house. Fifty percent (50%) rebates up to $15,000 may be obtained from the City after the homeowner satisfactorily completed the work and payments to contractors. Owner-occupied are eligible for one (1) rebate.

Eligible Improvements

Eligible improvements under these programs include, but are not limited to; roofing, weatherization (windows, doors, insulation), heating, plumbing, electrical, painting, stucco driveways, fencing (for the rear of the property), window screens, fumigation, and carpeting. Some mandatory improvements include such items as installation of smoke detectors, security locks on all doors and windows, and attic insulation. Improvement must be approved by the City of Rosemead's Community Development Department before work begins.

Eligibility Requirements

Applicants must reside in the City of Rosemead, own and occupy the home, and have income levels as follow:

Family Size Maximum Family Income:
1 Person $50,500
2 Person $57,700
3 Person $64,900
4 Person $72,100
5 Person $77,900
6 Person $83,650
7 Person $89,450
8 Person $95,200

To apply for this program you may download an application here. The following information must be submitted along with each application. Applications cannot be processed unless all of the information below is submitted:

  • Copy of ownership (Grant Deed, Deed of Trust, Quit Claim Deed)
  • Copy of Driver's License or I.D. Card of each person in title and each household member eighteen years or older.
  • Copy of Social Security Card for each person on title.
  • Verification of income of all household members (i.e. Paycheck stubs for the last six months, W-2, IRS Form 1040, or Social Security Award Letters, Annual Dividend Statements, Annual Pension Statements.)
  • Copies of the last two years tax returns for all members of the household.
  • Copy of Bank Statements for the last six months (i.e. checking, savings, CD's, IRA's, Annuities, Stocks) for all members of the household.
  • If self employed, please provide tax returns from the last three years including all attachments.
  • Current Property Tax Statement.
  • Documentation of the two most recent mortgage payments.
  • Copy of current property Hazard Insurance.
  • If self-employed, please provide prior two years income Tax Return (all attachments) including profit and loss.

For more information about the programs or qualifications please call:

Marcy Marquez
Housing Project Coordinator
(626) 569-2119
mmarquez@cityofrosemead.org

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